What are the leasing requirements?

Private leasing > What are the leasing requirements?
  • Swiss citizens or residence permit Type B/C You are either a Swiss citizen or hold a residence permit Type B or C and have been residing in Switzerland for at least 3 months.

  • No debt enforcement proceedings There must be no debt enforcement proceedings initiated against you due to payment defaults.

  • Age You must be at least 18 years old, but not older than 70 years at the end of the contract.

  • Employment You must be employed with a permanent contract and have a stable income. Gowago may ask you to provide the last 3 payslips to confirm this.

  • Sufficient financial means You must have sufficient disposable income to cover your monthly payments after deducting your monthly expenses (housing, health insurance, etc.) from your income.

These criteria are in place to ensure that you are capable of reliably meeting the lease payments.

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